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Financial planning starts with visibility — map your spending across months, not just days

Financial Literacy Program

Understanding your money doesn't need to be overwhelming. Our program walks you through practical budgeting strategies that actually stick. We've found most people struggle not because they lack knowledge, but because traditional approaches feel disconnected from real life.

Real Budget Systems

Learn calendar-based budgeting that maps to how you actually spend. We cover everything from irregular bills to seasonal expenses that traditional methods ignore.

Behavioral Patterns

Most budgets fail because they fight your natural spending habits. We help you understand your financial triggers and work with them instead of against them.

Sustainable Methods

You'll build systems that don't require constant willpower. Our approach focuses on small adjustments that compound over time rather than dramatic changes.

Core Modules

What You'll Actually Learn

We've structured this around the questions people actually ask. Each module tackles specific challenges we've seen come up repeatedly in our years helping Australians manage their finances better.

Calendar Budget Framework

Map your income and expenses to actual dates. This makes irregular paychecks, quarterly bills, and annual costs far less stressful. You'll see exactly when money comes in and goes out.

Expense Categories That Work

Standard categories like "entertainment" are too vague. We help you create groupings that reflect your life. Coffee shops might need their own line if that's a real expense for you.

Emergency Buffer Building

Starting with just a week's expenses makes a huge difference. We'll show you how to gradually build this without feeling deprived or stressed about it.

Variable Income Strategies

For freelancers, contractors, or anyone with fluctuating income. Learn to smooth out the peaks and valleys so your budget stays consistent even when earnings don't.

Automation Without Overwhelm

Set up systems that handle routine transfers and payments. But we'll also cover when manual control works better—automation isn't always the answer.

Financial planning workspace with calendar and budget documents

Your Instructors

We've been working in financial education since 2018. Our team combines practical experience with genuine understanding of how overwhelming money management can feel.

Portrait of Callum Barclay

Callum Barclay

Budget Systems Lead

Spent eight years developing calendar-based budgeting methods. Previously struggled with traditional approaches before creating systems that actually worked for variable income earners.

Portrait of Freya Kelleher

Freya Kelleher

Behavioral Finance Educator

Focuses on why we make the financial decisions we do. Her background in psychology helps participants understand their spending patterns without judgment.

Portrait of Magnus Lindström

Magnus Lindström

Automation Specialist

Helps people set up financial systems that run quietly in the background. Known for making technology feel approachable rather than intimidating.

Portrait of Sienna Galloway

Sienna Galloway

Emergency Planning Coach

Teaches buffer-building strategies that don't require drastic lifestyle changes. Her incremental approach helps people build financial security gradually.

Program Format

Duration

8 weeks

Time Commitment

3 hours weekly

Next Session

September 2025

Format

Online Live Sessions

Ready to Build Better Budget Habits?

Our next cohort starts in September 2025. Enrollment opens in July. Reach out now if you have questions about whether this program fits your situation.

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