The Calendar Method That Actually Works
Most budgeting advice treats money like it exists in a vacuum. Pay this first, save that percentage, track everything. But life doesn't work in neat monthly chunks.
Your car registration is due in October. Your insurance renews every six months. That quarterly electricity bill always catches you off guard. We built our method around these realities.
The calendar approach means you see twelve months ahead. No surprises, no scrambling when big bills land. You map your income against actual due dates and build savings targets that match your timeline.
Our students typically reduce financial stress within the first eight weeks. Not because they suddenly earn more, but because they finally know what's coming and when to prepare for it.